We were honestly so shocked at how easy it is to pay other people using Apple Pay Cash, the latest feature of Apple’s iOS operating system which powers the popular iPhone.
Essentially, to pay other people using Apple Pay Cash, it’s like sending a text message – only, that text message virtually contains cash that the other iPhone user can directly deposit into their bank account or Apple Pay Wallet.
To use Apple Pay Cash, first make sure your iOS device is updated to the latest version of the software. To do this, follow the steps below:
- Go to the Settings app on iOS device
- Go to General
- Go to Software Update
- See if any updates are available. If not, you should be updated to the latest version. You need to be on at least iOS 11.2 for Apple Pay Cash compatibility.
You can also use Apple Pay Cash to pay friends on the Apple Watch. This requires watchOS 4.2 or later.
When you have Apple Pay set up, you’ll see when you’re texting someone in the messages app, in the row of app icons that display at the bottom of the keyboard, a black icon for Apple Pay. This is how you can initiate or request a payment to/from someone.
When someone sends you money, it’s automatically and securely kept on your Apple Pay Cash card. You’ll see your new Apple Pay Cash card in Wallet, and you can use the money to send to someone, make purchases using Apple Pay in stores, within apps, and on the web, or transfer it from Apple Pay Cash to your bank account.
If you’re setting up Apple Pay Cash for the first time, you’ll need to set it up using any supported device where you’re signed in to iCloud with your Apple ID.
- Tap Settings > Wallet & Apple Pay.
- Tap the Apple Pay Cash card, then follow the onscreen instructions.
If you turn off Apple Pay Cash for any one device, you can still use Apple Pay Cash on other devices where you’re signed in with your Apple ID.
For more information on how to set up Apple Pay, click here to see the official guide from Apple.